Whether you’re close to it or not, getting in the frame of mind of retirement may help frame your life in a positive way.
Considering—or for some daydreaming about—all the adventures and sleep you’ll catch up when officially retire can help you get your ducks in a row now, specifically when it comes to your finances and well being.
Finances – If you plan to travel the world when you reach retirement, or maybe relocate to a different location, like the Sunshine State, your finances will be a factor. Does that mean you pick up a part-time job to earn extra income? Or does it mean you cut back on certain spending so you can sock away the cash for future splurges? Whatever the case may be, pondering your retirement plans now will help you best prepare to have the funds available when you’ll need them down the road.
Health – If you plan on trying new things and maintaining an active lifestyle in your after-work years, getting healthy now so you can enjoy those things later is essential. Maintain your yearly physicals, incorporate at least 15 minutes of daily exercise in by walking your dog or riding your bike, try to get a decent amount of sleep (7 to 9 hours is recommended), and be sure your diet includes a healthy dose of nutritional items like fruits and veggies to keep you heading down the right track.
It’s never too early—or too late for that matter—to ponder your golden years. As one American author put it, “The best preparation for tomorrow is doing your best today.”